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Someshwar Srivastava – Terms to Know before Investing in Real-Estate

Real estate can be a great long-term investment, but it’s not for everyone. To make the most of your real estate investments and avoid costly mistakes, it’s important to understand key terms like ROI and leverage. This blog is a compilation of 5 basic terms as quoted by Someshwar Srivastava a renowned property investor and blogger. 

Let’s jump into the blog to know about these crucial terms in detail which will allow you to make good investments in the real-estate business. 

Return on Investment (ROI) 
ROI is important because it tells you how much profit you’re making on your investment. To calculate ROI, divide the total gain by the total cost. So, if you bought a property for 100,000/- and sold it six months later for 110,000/- your ROI would be (110/100) * 100 = 10%. 

The advantage of using ROI is that it can help measure performance against other investments in the same field over time so that investors know whether they are doing better or worse than average under certain circumstances. If these properties underperformed compared to others with similar characteristics, then this might indicate something was wrong with them such as poor maintenance or location issues which would require remedial action before moving forward with further purchases. 

Equity is the difference between what a property is worth and what you owe, or the amount of money you would have if you sold your property. A positive equity is when your equity is greater than zero; in other words, when your home has a higher market value than what you owe. This can happen when homeowners have paid off some of their mortgages or have built up positive cash flow on their properties.  

In contrast, negative equity means that the homeowner owes more on his/her mortgage than his/her home’s current market value—if this happens to be true for an investor who buys an investment property and hopes to sell it at some point as part of an exit strategy like Airbnb or short-term vacation rentals (STVRs). 

Cash flow 
Cash flow is a simple concept: it’s the amount of money that a property generates. If you’ve ever had to pay rent for an apartment, you know how important cash flow can be. 

Cash flow is the difference between revenue and expenses—it’s positive when revenue exceeds expenses, which sounds like a good thing! When you’re working with real estate investing and mortgages, however, negative cash flow means that your monthly payments (mostly interest) outweigh your monthly income from rent in that property. You still have to make payments on this property even though it isn’t producing any profit for you (yet). 

You need to understand how cash flow works before making any big decisions or investments in real estate. 

Leverage is the amount of money you borrow to buy a property. The higher your leverage, the more risk you are taking with your investment. In many cases, this can be beneficial as it allows you to make larger purchases without having to come up with all of the cash upfronts. 

For example: let’s say that you want to buy a 400k property but don’t have enough cash on hand for the purchase price. Instead of waiting until you’ve saved enough money from working and living off of savings alone, leveraging enables it you to use other people’s money (the bank or investors) so that he/she can make larger investments sooner rather than later—without sacrificing any equity in return! 

Appreciation is the increase in value of an asset over time. It’s the difference between what you paid for the property and what it is worth today. Appreciation can be good, if not great, way to make money if your investment property appreciates over time. 

If you purchase a house at 300k (and remember that every market is different), and two years later it sells at 400k, then there was an appreciation of 20%. This means that your original investment returned 100% after 2 years (due to no maintenance costs). 

There are many other terms and concepts that may be helpful to know as well, but these are the ones that we think are most important. We hope you’ve enjoyed our list of five important property business terms, and that it helps answer any questions about investing in real estate! 

Simple Steps to Achieve your Property Goals

Simple Steps to Achieve your Property Goals- By Someshwar Srivastava 

  • Setting goals are very important especially when you want to invest in property. But only setting goals won’t bring you a fortune. To actually achieve your property investing goals you also need to strictly act as per the goals you set. According to Someshwar Srivastava a renowned investment expert and real-estate blogger, setting and achieving investment goals are completely two different things. 

To achieve property investing goals with ease, you need to follow the below mentioned five simple steps. These steps will help you earn profits from your investments-

Be smart about your Goal Setting 

You can set goals both small and big as you want, but make sure they’re realistic. If you have never bought a property before, don’t set a goal to buy 10 properties in one year. That would take a lot of money and time that could be better used on other things. Instead, aim to buy 1 or 2 properties per year and build up your knowledge and experience gradually over time. 

  • Pick a strategy 

Your property investing strategy is the key to success, so be sure you take some time to consider it. The first step is deciding what your goals are, how much money you’re willing to invest, what kind of property you’re looking for and how much risk tolerance you have. 

  • Save for a Deposit 

The next step to achieving your property investing goals is saving for a deposit. This can be done by reducing your spending, cutting back on entertainment and socializing, selling items you no longer need or want and getting rid of any debts you may have. 

  • Do your Research 

Before you jump into property investing, make sure you know what you’re getting yourself into. Research the market and talk to real estate agents, friends and family – anyone who has experience in the field. Make a list of all the things you need to know: the average price of properties in your area; how much rent is typically paid for a certain type of property, etc. 

  • Learn from the Best 

A primary lesson that all investors need to learn is that there is no one right way to buy and sell property. Different circumstances call for different strategies, so it’s important to be flexible and adaptable. You can also read books, listen to podcasts or attend seminars which are great ways to learn from others’ experiences. 


If you’re looking to get into property investment, we hope these tips that are layout by Someshwar Srivastava will help you reach your goals. Remember that it’s important to set realistic goals and stick with them—it can be tempting to give up when times are tough, but if you keep at it and stay focused on the goal, then you’ll eventually succeed! 

Bribery case process india -someshwar srivastava

Indian Court Bribery Cases Legal Process – Someshwar Srivastav 

India has a legal record for having many cases including bribery, corruption, murder etc. There are many cases which get stuck or are pending due to legal complications.  

The media which follows these cases find something interesting to gloat about. That gloating also gives them the freedom to overhype the situation to an extent that is not true at all.  

Coming back to the topic how bribery cases are followed legally. What is shown on-screen is completely opposite to how the cases start. . 

The judiciary is corrupt at all levels, and litigants have come to accept this fact. The corruption in our legal system has been a part of our society for a very long time, but it is spreading at an alarming rate. Some major reasons for this are: 

  • Poor implementation of laws related to corruption 
  • There is no redressal mechanism for the public except paying bribes; and 
  • There is no fear of accountability for judges’ biased or partial decisions. 

Moreover, it is not only the guilty who are responsible for increasing corruption. Innocent people often pay bribes to get favorable decisions from corrupt officials. The delays in justice help criminals manipulate witnesses and destroy evidence by bribing them. 

The involvement of middlemen & misuse of power by judges & attorneys is also a cause of concern as it leaves no room for fair judgement. 

These types of cases also show how bribery cases & other cases are being followed in India & make us question the rights & wrongs. 

The main accused face lots of difficulties in finding justice & in the end usually the accused are released & the culprits face the axe.  

Someshwar’s Analysis on the Impact of E-Learning in India

Someshwar’s Analysis on the Impact of E-Learning in India 

E-learning has evolved with time and today it’s not just about watching videos online, students are also able to interact with other teachers and students through discussion boards, forums, and blogs.  

Someshwar Srivastava is an experienced educator, professional blogger, and education technology expert according to him e-Learning is the most effective way to learn. It offers a wide range of benefits and is the perfect solution for students who want to study from the comfort of their homes. 

This digital platform is available 24/7 making it easy for people with busy lives to manage their time better while learning new things. In this blog, we will learn about the impact of e-learning in India as analyzed by Someshwar Srivastava. 

Offers a Personalized Learning Experience 

Students get a personalized learning experience, be it at home or on the go. Because of this, students can complete courses at their own pace and get individual attention from teachers. This is the reason why eLearning has become increasingly popular among students in India, who are interested in getting high-quality education without having to leave their homes. 

Digital Platforms Bring Real World Applications 

With the advent of digital platforms, it has become increasingly possible to bring real-world applications into the classroom. Not only are these applications easier to use than traditional methods, but they also offer a more hands-on learning experience for students. In fact, some institutions have been using them in their curriculums for years without any problems.  

E-learning Courses Cater to All Age Groups 

The e-learning courses cater to all age groups. Students can learn at their own pace. Older people can study new skills that they may not have been able to do before. Schools also benefit from offering more classes when they can use e-learning programs. With the Internet being accessible in every home today, it becomes much easier for people to learn from home as well! 

Easy Accessibility 

E-learning, as the name suggests, is a digital learning tool. It allows you to access the content at any time and from anywhere. This means that e-learning can be accessed 24/7 from any location. With traditional classroom training, students may have to commute or travel long distances to attend classes which can be difficult if they work full-time as well. With e-learning programs, it’s easy for individuals who have busy schedules to fit in their education when it suits them best. 

Enable Flexibility 

E-Learning also provides flexibility in terms of how fast or slow you want your learning experience to be. Many courses allow you to pause your course so that if something comes up unexpectedly, you can pick up where you left off later on without losing any knowledge gained during the break between sessions. 

Better Time Management 

The e-learning courses are available 24 hours a day and you can study at your own pace. You can learn whenever you want to. You can take courses in your free time, with friends or family, at work, and even on the commute to work. This will give you better time management skills over regular classroom-based learning where students are bound to a strict schedule. 


With the rising popularity of e-learning in India, we can expect a lot more growth in this field. This will also lead to better job opportunities in the future for students who wish to pursue higher studies. I hope this education-technology blog helps you understand the analysis done by Someshwar Srivastava.  As e-learning will continue to be one of the most effective ways to deliver education to people across the country and help them improve their skills as well as knowledge.  

Someshware Srivastava - Five Best Sectors to make an investment in 2023

Five Best Sectors to make an investment in 2023 

In 2023, the world will be a different place than it is today. We don’t know exactly how things will play out, but according to Someshwar Srivastava, an expert investor there are some areas that will be positively affected by the changing world. 

We have identified and listed those areas which may bring you a fortune in 2023. If you invest right now these areas will help you sustain long-term growth. 

Real Estate 

Real estate has been a go-to investment for decades, and there’s no sign of that changing any time soon. From apartment buildings to homes to office space, real estate is a good way to diversify your portfolio across multiple asset classes.  

Real estate also provides you with inflation protection, market volatility protection, and economic downturn protection. Do consider investing in the Property business in 2023. 


It is the process of automating repetitive tasks. Robots are becoming more common in factories, homes, offices, hospitals, and schools making it one of the perfect sectors to invest in. 

Robots are becoming increasingly cost-effective to manufacture and deploy. This makes them ideal for an increasing number of businesses that need to reduce costs while improving productivity and quality control. 


Since the birth of e-commerce, it has grown in popularity and is expected to grow even faster in the future. In 2023, you can expect an increase in online shopping as companies develop new ways to deliver their products to consumers. This means that there will be more competition for your business as well! 

If you want your business to succeed, it’s important that you stay on top of trends like these so that your company can keep up with them and thrive! 


Biotechnology is the study of the use of living things to create new medicines, food, and other products. It has grown over time to include many different areas of science. Biotechnology helps us understand how cells work and what makes them sick so that we can develop new treatments for diseases. 

It also helps us make more efficient crops through a genetic modification that requires less water or fertilizer. This helps farmers grow more crops on less land with less cost. Therefore, investing in biotechnology is probably one of the best options. 

Artificial intelligence 

Artificial Intelligence (AI) is a hot topic in the world of business, and for good reason. AI is being used in many different industries to make better decisions, predict future trends, and make more efficient use of resources. 

Investing in AI technologies could be very fruitful for the upcoming future. As artificial intelligence is going to change the world. 


According to expert Someshwar Srivastava, these five sectors we’ve listed are only a few of the many that will be hot in 2023. Making an investment in any of these five sectors is going to be highly profitable. But we recommend you do your own research before investing your hard-earned money. 


An Analysis of the Crypto Market- By Someshwar Srivastava

Crypto requires clarity with various tools. These resources play a major role in assisting you to gain a clear picture of where the market stands and also make accurate forecasts. The crypto market is volatile, and a knowledge of technical analysis of cryptocurrencies is a must.  

Keeping up with all the graphs, charts, etc. regarding crypto can be a difficult task indeed. As soon as you learn about crypto technical analysis & the working of the market the entire system will be understandable. A brief analysis is done in this blog which you will find out as you go further.  

What is Technical Analysis (TA)? 

Crypto Traders use real-world data & use it to predict the future predictions of the market or other sources. You can determine when the market will rise or fall according to the data. That will help you to buy when the price is low and sell when the price is high.  

Mastering the art of “analyzing” is a talent that requires practice, trial, & error until it is perfect. Many have written about the most acceptable way of studying the market & getting perfect results. In order to become a good trader, you must understand the observable components on a price chart & understand how they influence the price.  

Meaning of a Crypto candlestick & it’s Working 

The candle stick is one of the first TA aspects you may have to deal with while studying the market. On a price chart, these may appear as either green or red.  

A coin’s opening balances are shown in a rectangle. After 24 hours of searching, the candle stick will show you how much of a price change there has been. It is possible to tell if a stock is losing or winning money by looking at the color of the sticks.  

Moving Averages 

More information than the volume of sales & trend of candle sticks is necessary to predict a coin’s price chart movement. It is important to consider price fluctuations over a period of time. Making sure when to purchase & sell is necessary.  

To examine a price chart, the simple moving average (SMA) or Exponential Moving Average (EMA) is used. Many people consider it an accurate predictor of the moving averages futuristic behavior. 

Exponential Moving Average (EMA) 

Although the SMA is more straightforward to use than the EMA, it is more complex. EMA considers how same the current day’s pricing is to yesterday’s pricing. That gives the previous days more weightage than the coming days.  

Analyzing the trend 

Fully prepared to examine the price chart of a certain coin, you will be able to determine when to purchase & when to sell. These tools & resources will give a rookie trader enough knowledge to start off his trading career.  

Ending Off 

Investors are interested to know more than just crypto technical analysis before investing.  

It is, however, important to remember that no technical indication is 100% accurate. Even with all favorable indications, prices may respond differently. The best thing a trader can hope for is improvement in the face of making an informed decision. 

Market Cycles Psychology

Market Cycles Psychology- A Brief by Someshwar Srivastava 

Starting Off 

Market Psychology is the idea that the fluctuations of a market reflect the emotional stage of the investors. It is one of the main topics of an interdisciplinary field that investigates the different variables that precede economic period called behavioral economics. 

Many are under the perception that emotions are the main driving force behind the shift of the finance & crypto markets. The overall varying investor & trader sentiments are the so-called psychological market cycles.  

In reality, when the market goes bull, it is likely due to an improving personality & confidence among the traders. A positive market causes demand to increase & supply to decrease. Further, the increased demand may cause a stronger attitude among the traders. Similarly, vice versa in the case of a negative trend.   

Market Psychology usage by Investors & Traders 

If the market psychology is valid, understanding it will help a trader to know when to enter or exit a market at favorable times. Generally, the attitude of the market is counter-productive- high financial opportunity when the market is down & vice versa. 

Traders & investors use this info to buy when prices are low & sell when prices are high. But, recognizing these points is not as easy as pie.  

Technical Analysis & Market Psychology 

Analyzing previous data makes it clear what decisions or action items would have been profitable. But, in fact that’s not the case. 

The market change is difficult to understand & even difficult to ascertain the next plan of action. Many investors use Technical Analysis (TA) to get an idea where the market is heading. 

The TA indicators are essentially tools that can be used to obtain a measure of the psychological state of the market. 

Cognitive Biases 

Common thinking patterns that often cause traders to make rash decisions are called Cognitive Biases. Some common examples are-  

  • Loss Aversion- the common tendency of investors to fear a drop in profit more than a gain. This often causes traders to miss good opportunities to make profits during the period of market capitulation. 
  • Endowment Effect- The tendency to overvalue things that people own simply because they own it. For example, an investor that owns crypto is more likely to believe it has more value than someone who doesn’t own crypto.  
  • Confirmation Bias- Can be defined as the tendency to overvalue information that confirms what investors already know. Strong market investors will focus on the positive news while ignoring bad news or negative symbols that market will fall.  

Ending Off 

Most traders & investors will say that psychology plays a critical part in impacting the market cycle & market prices. Investors need to be vary of not only the market psychology but their personal psychology as well & how it will affect their decision-making ability. 

Someshwar Srivastava

Innocents Accused Wrongly Arrested by CBI 

CBI has been reprimanded by the Delhi Court for arresting its own officer Rakesh Asthana & ruining his career. Asthana was arrested on charges of bribery on the basis of an FIR by businessman Satish Sana. 

Sana was involved in a case of Moin Qureshi & was being interrogated by Rakesh Asthana. 

He alleged he sent bribes to accused Manoj Prasad, the primary suspect in the bribery case to help him save face in the CBI case.  

Moreover, he also alleged that Asthana had demanded a bribe from him to spare him any legal action in the case.  

CBI Director Alok Verma had Asthana arrested & ruined his career. Asthana too accused Alok of corruption & later was granted a clean chit from the court. 

Another innocent that was wrongly accused was Someshwar Srivastav who even after cooperating with the CBI was not allowed to visit his family. 

The media has made false claims on this issue accusing Someshwar Srivastav & Rakesh Asthana & not mentioning the main accused Manoj Prasad, degrading their status further. 

One such site is Deccan Herald who in the past has had instances of providing fake news & claims & hiding the real facts.  

The 2 sites below are proof that Deccan Herald is not a genuine source but is Anti-nationalist, gives fake claims in national sports & is Left-center biased due to lack of genuine reporting sources.

Debt Market Opportunities – A Brief

With the current economic scenario including the rise in inflation & recession faced by developed economies, India has also taken its free share of damage among the others.

The RBI recently hiked the repo rates which are seen as a measure taken by the government to curb inflation.

However, even with the rise in repo rate, the market opportunities have not dwindled. One such opportunity is found in the Debt securities market, where debt has more value than equity, thanks to the recent changes.

The returns are on the rise as seen in the case of debt markets where the hike has positively impacted some companies who will be passing short-term benefits for fresh inflow for the customers.

Tax Efficiency & Capital Safety, which are the main features of debt, is a positive against equity anyways.

The equity market, on the other hand, will keep facing pressure amidst inflation, war & severe economic conditions.

High Returns in the Debt Market

Since the hike in rates, the IRR of some companies has been increasing & reached a height of 6%. This is the highest return opportunity as the return rates have always been around 4 to 5%.

Fixed Income v/s Fixed Deposits

Fixed Income Plan IRRFixed Deposit IRR
Pre Tax8.2%6%
Post Tax6%4.02%

As seen above, fixed incomes are providing with better returns than FDs.

As a result of the rate hike by RBI, the increase of returns in Fixed Income can be temporary where one can take advantage by investing in Fixed Income Plans & booking the rates for a longer period with a guaranteed & tax-free income.

Why should you invest in the Debt Market now?

  • Tax Benefit
  • IRR at peak
  • Investment opportunities in the short term
  • Guaranteed & Regular Income 
  • Fixing a higher return rate for a longer-term.

False News Posted by Know The Truth 

Media has always been a major force in driving the news to the public. Media has evolved from print to digital media.  

Yet there are many sites who spread false news about many cases.  

One such site is There have many sites claiming that scroll publishes fake news about certain high-profile criminal cases.  

One such case involving Rakesh Asthana has been brought in bad light. 

Rakesh Asthana was the ex-deputy superintendent of the Central Bureau of Investigation. CBI is the primary investigating agency of India. It is also known as the POC for contact with Interpol. 

Rakesh was the investigating officer in the case involving a Hyderabad businessman, Satish Babu Sana. Satish was involved in a case of a meat exporter Moin Qureshi. 

Sana filed a FIR & alleged that Rakesh had demanded a bribe from him to spare any legal action in the case. 

CBI arrested Asthana as per the FIR lodged by Sana. 

Asthana had also alleged that Alok Verma, then the Superintendent, had framed him for corruption & accused him of the same charge. 

The high court ruling had, however, given a clean chit to Asthana and cleared him of all charges.  

Scroll published false news framing Rakesh Asthana & Someshwar Srivastava in false cases downgrading their image.  

We collected sources from,, & that have claimed that scroll is a fake news site & every news posted on it is completely false and opposite to reality. 

News Resource –